December Agency Insights
Holiday Cheer and Health Coverage Tips:
Important Updates for December!
The holiday season is in full swing! While you’re decking the halls and checking off your gift list, don’t forget to make time for your health insurance needs. Whether you’re considering Medicare or ACA coverage, December is a crucial month for finalizing your plan choices. Let’s make sure you’re prepared before the deadlines! Here’s what you need to know—and a little holiday inspiration to keep the season merry and bright!
Key Enrollment Deadlines to Mark on Your Calendar
Medicare Annual Enrollment Period (AEP): Ends December 7th, 2024.
For those enrolled in Medicare, this is your opportunity to review and adjust your plan for 2025.ACA Open Enrollment Period (OE): Ends January 15th, 2025.
The Marketplace Open Enrollment Period allows you to enroll in or update your health insurance plan. However, keep these key dates in mind:Enroll by December 15th, 2024 for coverage starting January 1st, 2025.
The final deadline is January 15th, 2025, for coverage starting February 1st, 2025.
Health and Wellness Tips for the Holidays
The holidays are a time to celebrate, but they’re also a great time to focus on your well-being. Here are a few simple tips to keep your body and mind in tip-top shape:
- Stay Active: Whether it’s a quick walk after dinner or a family-friendly activity like bike riding, staying active helps you manage stress and maintain your energy.
- Mindful Eating: Enjoy those holiday treats but remember to balance them with nutrient-rich foods like fruits, veggies, and lean proteins.
- Hydrate: Festive drinks can be dehydrating. Keep water handy to stay refreshed and energized.
- Take a Mental Health Break: The holidays can be hectic. Spend a few minutes each day reflecting on what brings you joy and gratitude.
Healthy Holiday Recipe: Festive Cranberry-Walnut Salad
Bring a touch of health to your holiday table with this simple, delicious salad!
Ingredients:
- 6 cups mixed greens (spinach, arugula, or kale)
- 1/2 cup dried cranberries
- 1/4 cup chopped walnuts (toasted for extra flavor)
- 1/4 cup crumbled goat cheese or feta
- 1 medium apple, thinly sliced
- 2 tbsp olive oil
- 1 tbsp balsamic vinegar
- 1 tsp honey
- Salt and pepper to taste
Instructions:
- In a large salad bowl, combine the mixed greens, cranberries, walnuts, cheese, and apple slices.
- In a small jar, mix olive oil, balsamic vinegar, honey, salt, and pepper. Shake well to combine.
- Drizzle the dressing over the salad and toss gently.
- Serve immediately and enjoy a guilt-free, festive side dish!
Holiday Cheer from Our Family to Yours
At Insurance Benefit Navigators, we’re not just here to help you with your insurance needs—we’re part of your community. This year, we’ve had the privilege of assisting hundreds of individuals and families with finding the best plans for their needs. Your trust means the world to us, and we couldn’t do it without your support.
As a family-owned agency, we’re all about relationships. We hope this season brings you and your loved ones plenty of joy, laughter, and good health.
Ready to Cross “Insurance” Off Your Holiday To-Do List?
The clock is ticking, but there’s still time to make informed decisions about your 2025 coverage. Whether you’re exploring Medicare, ACA, or additional options like dental or vision plans, our agents are here to guide you every step of the way.
