About Us
Who We Are
We simplify your insurance options with compassion & care
Our agents deliver the experience, reliability and service necessary to make enrollment for our clients as simple as possible. They are fully-trained, licensed, certified professionals and appointed insurance agents ready to assist consumers through every step of the enrollment process.
Genuine Kindness
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YOU ARE NOT JUST A NUMBER!
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Come in and experience Insurance Benefit Navigators with our attentive professional staff who “listens” to you with compassion and care.
Client Satisfaction
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We specialize in Medicare health insurance. For those not eligible for Medicare, we offer Affordable Care Act (ACA) health care options. We pride ourselves on satisfied clients, referrals, and helping individuals with all their health care insurance needs.
Quality Service
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WE ARE HERE FOR YOU!
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There are no costs for our services, walk-ins are welcomed, scheduled in-person, or video appointments are available for your convenience.
Meet Our Licensed Insurance Agents
Suzanne Pearl
With more than 40 years of experience, Suzanne has pretty much seen it all—and probably has a story or two to go along with it! After four decades in the business, she’s built a reputation for knowing her stuff, taking care of her clients, and getting things done. And yes, she still comes into the office every day. Apparently, retirement didn’t make the cut!
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When she’s not working, Suzanne is all about family. She’s a proud mom of four and absolutely adores her grandson, Mack, family time is precious to her.
Give Suzanne a beach, some sunshine, and a little peace and quiet, and she’s a happy woman. She also has a serious love for plants—her collection may or may not be getting a little out of hand! And then there’s food. Suzanne appreciates a good meal and is always willing to investigate a new dessert. For research purposes, of course.
But underneath all the experience, personality, is someone who genuinely cares about people. Suzanne loves listening, helping, and being there when someone needs guidance or a helping hand. Her clients know they can count on her for honest answers, plenty of experience, and the kind of personal attention that comes from truly caring.
After 40+ years, Suzanne is still showing up, still helping people, still working hard—and still doing it her way. Four decades of experience, a big heart, a little sass, and absolutely no intention of slowing down anytime soon!
Brian Fillweber
Brian Fillweber is not just an insurance agent and a principal of IBN; he's your insurance advocate. Brian has honed his expertise over the past 30 years in the insurance industry. He understands that trust is the foundation of any successful partnership, and works tirelessly to build and nurture connections—with his clients and the insurance carriers and partners he collaborates with.
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When he’s not navigating the world of insurance, you can find Brian enjoying life’s simple pleasures. Whether he’s kayaking along the serene waters of Florida, teeing off on the golf course, or spending quality time with his two beloved kids, Brian values every moment he shares with his family and nature.
With Brain you’re not just getting an expert in the field; you’re gaining a trusted friend who will go the extra mile to protect what matters most to you. Connect with Brian today and experience the difference of working with a seasoned professional who cares.
Katlain Pearl
Katlain “Katie” Pearl leads Insurance Benefit Navigators (IBN) as Managing Director of Operations & Quality, where she focuses on making health insurance clear, simple, and stress-free. With expertise in both ACA and Medicare, Katie combines compliance and efficiency with a personal touch, helping clients feel confident and cared for throughout every step of the process. Beyond her role in streamlining operations and ensuring IBN’s five-star reputation, Katie brings her creativity and energy into everything she does—whether it’s designing client education tools, building team culture through fun challenges, or planning engaging community events.
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Outside of work, Katie’s love for travel, creative projects, and event planning keeps her inspired. She enjoys exploring new places, putting together memorable experiences for friends and family, and turning everyday moments into something special. Most of all, she treasures time with her fiancé, Jr., her sisters, and her nephew Mack, who keeps her laughing and reminds her what life is all about.
Candace Pearl
With almost 20 years of experience in the industry, Candace has built a reputation for her exceptional customer service and her ability to deliver customized insurance solutions to meet her clients' needs. She takes the time to get to know her clients, listening carefully to their concerns and providing them with comprehensive coverage options that protect their assets and provide peace of mind.
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Outside of work, Candace enjoys spending time with her husband Mitch and son Mack, She loves boating, cooking, entertaining, traveling, and exploring all that Florida has to offer. She’s even spent time in the yachting industry and holds a 100-ton Captain’s license.
If you’re looking for an experienced and dedicated insurance agent, look no further than Candace. Contact her today to schedule a consultation and see how she can help you protect your assets and achieve your insurance goals.
Maria Chapman
Maria brings nearly 9 years of experience as a Health Insurance agent, with a strong reputation for helping clients navigate even the most complex coverage situations. Working in the IBN holiday retail office, she is known for her ability to remain calm under pressure, de-escalate difficult conversations, and find practical, effective solutions.
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A Clearwater native, Maria takes a highly detail-oriented and research-driven approach, ensuring her clients fully understand their options and feel confident in the decisions they make about their coverage. Outside the office, she’s a proud mom of four, balancing a busy family life that includes baseball games, beach days, and making lasting memories with her kids.
Kelsey Pearl
Kelsey brings her love for yoga, hiking, and her Florida upbringing into the fabric of our agency. Her vibrant energy infuses our work with enthusiasm, and her genuine care for our clients shines through in every interaction. Driven by a desire to make a difference, Kelsey strives to go above and beyond for our clients.
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Whether it’s finding the perfect policy, providing personalized guidance, or lending a compassionate ear during challenging times, we’re here to ensure that our clients feel supported and protected.
And while Kelsey’s wanderlust fuels her love for travel, her dedication to our agency keeps her rooted in our mission: to serve our clients to the fullest extent possible.
Ryan Fillweber
Ryan Fillweber brings a finance-trained, data-driven perspective to health and life insurance. After starting his career as a financial analyst in New Jersey, he joined his family at Insurance Benefit Navigators to help clients cut through complexity with clear, unbiased guidance. Ryan enjoys helping individuals, families, and small businesses compare options and make confident, informed decisions about coverage.
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What Our Clients Are Saying
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