May Agency Insights
Myths, Meals & Medicare!
It’s heating up here in Florida (and Georgia too!), and so is the insurance chatter… and the grill!
This month, we’re serving up a fresh batch of insurance myth-busting, along with a simple, healthy Cooking with Candace recipe you can try at home. Whether you’re prepping for summer travel, turning 65 soon, or just craving something light and tasty — we’ve got you covered.
Insurance Myths You Shouldn’t Pack for Summer
We hear these myths all the time — let’s clear them up:
❌ Myth #1: “I missed Open Enrollment, so I’m out of luck.”
✅ Fact: If you’ve recently lost coverage, moved, had a baby, or had an income change, you may qualify for a Special Enrollment Period. Don’t wait — deadlines apply!
❌ Myth #2: “Medicare takes care of everything when I turn 65.”
✅ Fact: Original Medicare covers hospital and doctor visits — but not prescriptions, dental, or vision. We help you compare Medicare Advantage, Part D, and Supplement Plans to ensure complete coverage.
❌ Myth #3: “My Medicare plan works the same when I travel.”
✅ Fact: Not all plans travel well — and Original Medicare doesn’t cover emergency care abroad. Whether you’re taking a Caribbean cruise, visiting family up north, or exploring Europe, we can help you stay protected beyond your regular network.
Ask us about short-term travel coverage options with GeoBlue so you’re not caught off guard.
👉 Click here to run a quick GeoBlue quote
❌ Myth #4: “I’ll be automatically enrolled in Medicare when I turn 65.”
✅ Fact: You’re only automatically enrolled if you’re already receiving Social Security or Railroad Retirement Board benefits. Otherwise, you’ll need to sign up during your Initial Enrollment Period — a 7-month window surrounding your 65th birthday.
Missing that window could lead to penalties or coverage gaps — but don’t worry, we can walk you through it.
❌ Myth #5: “I can wait until I need coverage to enroll in Medicare.”
✅ Fact: Waiting can cost you — literally. Delaying Medicare enrollment without qualifying coverage may lead to permanent late penalties on Part B and Part D. Even if you’re healthy now, it pays to plan ahead.
Let us help you explore your options and avoid unnecessary costs.
Disclaimer:
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Bonus Insight: Life Insurance Isn’t Just for Later
Final expense, term life, and whole life plans are more affordable than you may think. We’ll help you find the right coverage to fit your family’s needs — no pressure, just helpful guidance.
Cooking with Candace: Strawberry Chia Pudding (Serves 4)
A refreshing, no-bake treat that’s healthy, easy to prep, and perfect for warm weather!
Ingredients:
- ½ cup chia seeds
- 2 cups almond milk (or preferred milk)
- 2 tbsp maple syrup or honey
- 1 tsp vanilla extract
- 1½ cups fresh strawberries, diced
- Optional toppings: granola, coconut flakes, mint
Instructions:
- In a bowl, whisk together chia seeds, milk, sweetener, and vanilla. Let sit for 5 minutes, then stir again to prevent clumps.
- Divide the mixture evenly into 4 jars (about ½ cup each).
- Refrigerate for at least 4 hours or overnight until thickened.
- Before serving, top each jar with diced strawberries and your favorite toppings!
🎥 Watch the recipe come to life on our YouTube channel!
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Need Help Navigating Your Coverage?
Whether it’s Medicare, health insurance, employer group plans, life insurance, pet insurance or travel plans, our licensed agents are here to help guide you every step of the way.
📞 Call us: (727) 491-7260 (TTY 711)
🌐 Visit: www.joinibn.com