November Agency Insights
Annual Enrollment Is Here – We’re Ready to Help You Save
November kicks off one of the busiest seasons in the insurance world with the ACA Open Enrollment (OE) Period starting on November 1. Whether you’re exploring health insurance for the first time or reviewing your renewal letter, it helps to know a few things before making a decision. We’re here to make the process smooth, informative, and stress-free!
Did You Know?
Fun Insurance Facts
- 9 out of 10 people qualify for subsidies! The majority of ACA enrollees receive financial assistance to lower their premiums. If you thought you couldn’t afford health insurance, think again!
- Plans can change each year, even if you stick with the same insurer. Networks, covered prescriptions, and costs may shift, which is why it’s crucial to review your plan annually.
- Florida has one of the highest enrollments in ACA plans nationwide, with over 3 million residents getting coverage through the Marketplace.
- The most common time people switch plans? Right after receiving a renewal notice with higher premiums.
Avoid Renewal Surprises – Let Us Help You Save
If you’ve received a renewal letter with a rate increase, you’re not alone. Many people see changes in their premiums and benefits, but that doesn’t mean you’re stuck paying more. We specialize in comparing health plans to ensure you get the best value for your needs.
From new plans to subsidies you might not know about, there are often better options available. You don’t have to handle this alone—our agents are here to help you find the best plan for 2024.
How We Can Assist This Enrollment Season
Whether you’re new to the process or looking to renew, here’s what we offer:
- First-Time Enrollments: We’ll help you explore plans, understand networks, and check your eligibility for financial assistance.
- Renewals: If your premium increased, we’ll search for more affordable alternatives that meet your healthcare needs.
- Plan Comparisons: We break down plan options to help you find the one that works best for your doctors, hospitals, and prescriptions.
- Medicare & ACA Support: Alongside ACA plans, we guide Medicare beneficiaries during their Annual Enrollment Period (AEP).
Serving Florida—and Beyond
We proudly serve the entire state of Florida and have deep connections in local communities including: New Port Richey, Trinity, Tarpon Springs, Hudson, Palm Harbor, Clearwater, St. Petersburg, and Holiday.
And we don’t stop there! We also assist clients across Georgia, North Carolina, South Carolina, and Texas. Wherever you are, our agents are ready to provide personalized support—whether in person, online, or by phone.
Why Act Now? Important Deadlines to Know
The ACA Open Enrollment Period runs from November 1 through January 15. However, if you want your plan to take effect on January 1, 2025, you’ll need to enroll by December 15, 2024.
Plans, prices, and networks can shift from year to year, so reviewing your options now ensures you secure the best coverage for your needs before the deadline.
Why Work With a Trusted Agent?
Navigating insurance on your own can feel overwhelming—but it doesn’t have to be. Our agents are trained to simplify the process, so you understand your choices and feel confident in your decision. Best of all, our services are 100% free for you!
Let’s Get Started – Contact Us Today
Don’t wait until the last minute—enrollment is your opportunity to review, renew, or find a new plan. At Insurance Benefit Navigators, we’re ready to help you get the most value from your coverage. Call us today to schedule a consultation and start exploring your options!
